Terms of service

Terms of Service
1. **Spiritual & Intuitive Services Disclaimer**

   - This is an intuitive business. Services offered are for personal growth, energetic insight, and entertainment purposes only.

   - Always use discernment and seek professional advice where applicable (medical, legal, psychological, financial).

2. **No Guarantees**

   - Results will vary for each individual. No guarantees about specific outcomes from services or sessions.

3. **Payment, Refunds, & Cancellations**

   - All payments are final. No refunds will be issued after a session has begun or a digital product has been delivered.

   - Reschedules must be requested at least 24 hours in advance.

4. **Intellectual Property**
  - All PDF guides, content, and materials are the property of Monique Coelho doing business as MotherKnows. They may not be reproduced or redistributed without written consent.

5. **Jurisdiction**
  - This agreement is governed by the laws of the state of California.

Acknowledgment

By placing an order or booking a session, you confirm that you have read and agree to the terms outlined above. You acknowledge that Mother Knows is a sole proprietorship operated by Monique Coelho.